Built on a Simple Idea: Help People Retire Well

We got started because we wanted to help people have a good retirement. That mission hasn't changed in over 17 years of serving federal employees, and it still shapes every conversation we have today.

Our mission is to empower our clients to take control of their financial future. We strive to ensure our clients are equipped with the knowledge and tools necessary to make informed financial decisions.

We're committed to fostering lasting relationships built on trust and integrity, guiding our clients towards a more secure and prosperous future. At Future Now Services, your financial success is our priority.

OUR VALUES

What Guides How We Work

Trust & Integrity

We build relationships grounded in honesty, transparency, and doing right.

Personalized Fit

Every plan is built around the individual — their goals, their timeline, their situation.

Informed Decisions

We equip clients with the knowledge and tools to make confident financial choices.

Genuine Connection

Pre-financial conversations matter to us — we take the time to understand you first.

Dave Harewood

Dave Harewood, founder of Future Now Services, has been working as a successful financial specialist for over 14 years. Alongside his accomplished team, he provides guidance on a diverse range of needs, including strategic retirement planning, debt reduction, college planning, and expert navigation of federal benefits.

For Dave, the pre-financial discussions hold utmost importance in his client relationships. He believes in dedicating time to truly create a connection with each individual, establishing a bond that transcends monetary matters. Recognizing the potential gaps in awareness about the risks of being uninsured, Dave is committed to equipping every client with the information they need to make informed choices for a solid financial future.

Dave has been married to his wife, Helen, for 30 years and together they have two beautiful daughters. Originally from Barbados, Dave moved to New Jersey in 1981 where he received his Bachelor’s degree and began his business. When not spending time with his family, Dave enjoys being outside playing tennis.

Important Disclosures

The content of this website is developed from sources believed to be accurate and complete; however, no guarantee can or is given for such accuracy or completeness. Nor is the information in this material intended as financial, tax or legal advice. Please consult your own legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale, or the solicitation of such an offer, of any insurance product, or annuity in any jurisdiction in which the persons represented on this site are not appropriate licensed, appointed, or otherwise qualified by law and regulation to make or solicit such purchases and sales.

Future Now Services is not a Federal Government agency, does not represent any branch or entity of the Federal Government and is not affiliated with or endorsed by the US government or any governmental agency.

Links to third-party websites are being provided for informational purposes only. Future Now Services is not responsible for the content of any third-party website or the collection or use of information regarding any websites users and/or members.